The card rates big chains get, for the shop on the corner.
Transparent payment pricing, modern Clover and Square POS systems, and real support for independent businesses across Toronto and Ontario.
Now processing for independent businesses across Ontario
Most agents sell whatever they are contracted to sell. We place both Clover and Square, so the recommendation starts with how your counter actually works.
Pay-at-table, tips and kitchen tickets that never get lost under a plate.
Kiosk ordering, delivery payments and phone orders on one system.
Fast checkout, inventory counts and a straight answer on debit costs.
A tidy checkout, predictable fees and loyalty that brings clients back.
The difference is who absorbs the cost of a credit card, and how predictable you want your statement to be. Every rate is published in full.
01 · Fixed
Best for cafés, salons and shops getting off a bank terminal.
02 · Surcharge
Best for businesses that want card fees off their own books entirely.
03 · Variable
Best for growing or high-volume merchants who want the raw cost broken out.
Rates shown are standard published pricing and may vary with business type, card mix and processing history.
Move the sliders to match a normal month. The estimate updates as you go. No form, no email.
ESTIMATE ONLY · NOT A QUOTE
A REAL QUOTE USES YOUR CARD MIX
What you sell, roughly what you process a month, and who you use now. Never taken cards? Your expected volume will do.
We read your real card mix and send the plan, the cost and what we think you save, usually within one business day.
Your terminal is set up at your counter in under 10 minutes, your staff are shown how it works, and we help close the old account.
Left on Trustpilot by merchants we look after, published as written.
Dexter was amazing to deal with. #1 person to do business with. He drove over 2 hours to Western Ontario in order to help us setup our system and do his services. He’s also willing to go past 10pm at night. I cannot recommend him enough. Thank you so much Dexter!!!
It’s always a pleasure doing business GT Payments. They are very friendly, reliable, patient and professional. They installed our machine, and dealt with switching our past provider seamlessly. I would highly recommend going with their surcharge program as it is saving us hundreds of dollars monthly.
Always there when I need help with my payment processing, very quick reliable and consistently on standby whenever I have questions or need support. The team is extremely professional, easy to work with, and genuinely cares about making sure everything runs smoothly for my business.
Highly recommend if you’re looking for a payment processing solution like Clover or Elavon. I’ve personally referred a lot of clients to them because they are one of the best companies to do business with.
amazing customer service and great help overall, they assisted me in cancelling my provider and gave me cheap rates as well as trained me to use to my clover machine.
overall, Great company to work with!
I personally know Jade and Dex and these guys are on point. You can’t tell the difference between daytime and nightime because these guys will pick up your call any time you need their assistance. The relationships they build with their clientele is unmatched.
The guys at GT Payments are the best! They hooked me up with Clover and I couldn’t be happier about my experience
Every light is a real business that runs on GT Payments, from corner cafés to medical clinics.
Also processing for businesses in
We place the hardware and the processing directly, Clover or Square, with no reseller in the middle marking it up, and we stay on the phone after the install.
None of our three plans (Fixed, Variable or Surcharge) carries a monthly fee. You pay per transaction, at the rates published on our pricing page.
Yes. Card brand rules allow a surcharge on credit card transactions, capped at your cost of acceptance and no more than 2.4%. Debit and prepaid cards can’t be surcharged, customers must be told before they pay, and surcharging is not allowed in Quebec. More in our surcharging guide.
Usually, yes, but some agreements carry a cancellation fee. Tell us who you’re with and when the agreement ends, and we’ll tell you what leaving actually costs before you commit to anything.
Sometimes. It depends on the device and which processor it is tied to. Tell us the make and model on the quote form and we’ll tell you whether it can move with you.
Call 416-640-0902. The support line is live 24/7. If it needs hands on the device, a technician comes to your counter, typically within 2–4 hours across the GTA.
No obligation and no long form. We look at how your business takes cards and tell you, usually within one business day, what you would pay and what you would save.
Get my quoteThe support line is live 24/7. Office hours are Monday to Friday, 9 to 5, at 79 Torbarrie Rd, North York.
